U as a team leader earn 100 coins with coworkers. U give 10 to others and keep 90 with uself. The team is OVER.
while,U give 90 and leave 10, the team is united and may earn 1000 coins next year. At that time U leave 100 to uself
. The difference is U get the same money but delaying 1 year. But now U can have money every year!